Trugifta Terms & Conditions

Effective: Dec 24, 2025 | Last Updated: Dec 24, 2025

Agreement to Terms

By using Trugifta (our app, website, or any services), you agree to these Terms & Conditions. If you don't agree, please don't use our services.

Important: Please read these terms carefully, especially the parts about risks and limitations.

1

Who Can Use Trugifta

You must be at least 18 years old and have the legal ability to enter agreements.

You must use Trugifta for lawful purposes only - not for fraud, harassment, or illegal activities.

We may ask for ID verification at any time to ensure safety and compliance.

2

What Trugifta Is and Is Not

🚫 Trugifta is NOT a bank:

  • We are not a bank or savings institution
  • We don't take deposits like a bank
  • Your money is NOT insured by any deposit protection

✅ Trugifta is for:

  • Sending gifts and surprises to people you know
  • Testing relationships through loyalty challenges
  • Receiving tips from fans and supporters

Important: Please don't store large amounts of money in Trugifta for long periods. Think of it like a wallet for sending and receiving gifts, not a savings account.

3

Loyalty Tests & Verification

Trugifta offers features to test relationships through verification challenges. Here's what you need to know:

How Recognition PIN Works:

You set a PIN (like last 4 digits of your phone)
The recipient must guess it correctly to claim the gift
Wrong guesses may return the money to you

What We DON'T Verify:

We don't verify if relationships are real or true
We don't confirm if someone is loyal or honest
We don't guarantee verification results

Be respectful: Don't use these features to harass, threaten, or manipulate people. We may suspend accounts that misuse these features.

4

Fees & Payments

We charge small fees for sending gifts and withdrawing money. These fees help us run the platform.

You'll always see the fees before you confirm any transaction. No hidden charges.

Fees may change over time. We'll notify you of any fee changes before they take effect.

5

Your Responsibilities

Keep your account secure: Don't share your password. Use a strong, unique password.

Tell us if something's wrong: If you notice suspicious activity, contact us immediately.

Use Trugifta responsibly: Don't use it for illegal activities, fraud, or harassment.

Be honest: Provide accurate information about yourself.

Important: Risks & Limitations

Financial Risks:

There's a risk of losing money due to:

  • Technical problems or system failures
  • Hacking or security breaches
  • Human errors or mistakes

What We're NOT Liable For:

To the extent allowed by law, Trugifta is NOT responsible for:

  • Lost or stolen money in your account
  • Delayed or failed transactions
  • Relationship problems caused by using Trugifta
  • Emotional distress from verification results

You accept these risks by using Trugifta. We do our best to keep things safe, but no system is perfect.

6

Privacy & Data Protection

We follow Kenya's Data Protection Act (2019). Your personal information is protected by law.

We collect information necessary to provide our services: your name, contact details, and transaction history.

We use security measures to protect your data, but no online system is 100% secure.

We don't sell your personal information to third parties for marketing.

7

Account & Platform Management

We can suspend or close accounts that violate these terms or engage in harmful activities.

If we ever need to shut down Trugifta, we'll give you notice to withdraw your funds.

We may update these terms over time. Continued use means you accept the new terms.

These terms are governed by Kenyan law. Any disputes will be handled in Kenya.

Your Agreement

By using Trugifta, you confirm that:

You've read and understood these terms
You accept the risks involved
You'll use Trugifta responsibly and lawfully

Questions? Contact us at trugifta@gmail.com

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